Visa Launches an Intelligent Corporate Fleet Management Platform With Artificial Intelligence in Mexico

Visa, a leading digital payments company, announced the launch of its revamped business solutions platform for intelligent corporate fleet management in Mexico. The platform was developed in strategic partnership with Mendel, a company specialized in AI-driven corporate expense management.

The Visa‑powered Mendel Flotilla Card represents the first deployment of Visa Commercial Fleet Solutions in Latin America. This initiative aims to deliver security, flexibility, and real‑time visibility to fleet operators and fuel merchants across the region.

Amid the accelerating digitization of payments at gas stations and toll roads in Mexico, the Mendel Flotilla Card addresses the growing demand for financial control, operational efficiency, and regulatory compliance.

José Luis Gonzáles stated: “Visa Commercial Fleet Solutions is a catalyst for innovation and marks a significant milestone in our commitment to transform B2B mobility payments across the region.”

“By combining Visa’s world‑class infrastructure, scale, and robustness with capabilities specifically designed for the industry, we are driving the future of fleet payments and enabling businesses to optimize every kilometer,” he added.

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Digital Transformation of the Mobility Sector

The initiative goes beyond traditional fuel cards. It allows companies to manage all expenses associated with their vehicles with a level of financial governance unprecedented in the Mexican market.

The platform integrates artificial intelligence models that analyze spending patterns in real time, detect anomalies, and anticipate budget deviations. This enables continuous auditing and strengthens financial governance from the very point of transaction – a critical capability for finance teams that require greater traceability and data‑driven decision making.

Ana María Ponce de León noted: “For years, the problem has not been how much is spent on fleets, but when you actually achieve visibility and control. Bringing financial governance to the exact moment of the transaction has become a minimum requirement for business profitability.”

“The Mendel Flotilla Card sets a new standard in transportation expense management in the region, aligning the transition to digital payments with financial control, regulatory compliance, and operational efficiency,” she stated.

Key Capabilities of the Mendel Flotilla Card

The Visa‑powered Mendel Flotilla Card, part of Visa Commercial Fleet Solutions, integrates functionalities aimed at both small operators and large‑scale fleets. It features a robust security architecture and adaptability for different types of operations.

• Safer Digital Payments
  The card incorporates EMV chip technology for contact and contactless payments, with future integrations to digital wallets that will enable payments linked to vehicles or mobile devices. This next‑generation security architecture significantly reduces fraud risks.
• Global Acceptance and Versatility of Use
  Unlike conventional fleet cards restricted to fuel, the Mendel Flotilla Card can be used at any merchant that accepts Visa worldwide. It covers a broad spectrum of expenses: fuel, electric vehicle charging, maintenance, tolls, taxis, public transport, per diems, and corporate travel – all under a single administrative framework.
• Detailed Operational Information
  The platform offers granular data on fuel consumption and EV charging, enabling more accurate reporting and facilitating strategic decisions based on reliable, up‑to‑date information.
• Greater Expense Control
  It incorporates extended authorization controls to optimize financial management, with configurable usage rules by category, time, location, and specific limits. Mendel AI automatically detects and rejects any out‑of‑policy payment.
• Intelligent Trip‑Based Activation
  Mendel connects to companies’ fleet management systems and automatically activates the card when a driver has an ongoing trip, deactivating it upon completion without any manual configuration – eliminating out‑of‑operation expenses.

Tax Automation: A Key Differentiator

One of the most innovative aspects of the solution is the automation of tax compliance with Mexico’s Tax Administration Service (SAT).

Drivers can capture expense receipts with a simple photograph, and the system automatically retrieves and validates the CFDI (Digital Tax Receipt via Internet) with the SAT. According to company data, this process can generate significant benefits:

• Up to 40% increase in tax receipt recovery.
• Up to 20% reduction in non‑deductible expenses.
• Savings of up to 150 administrative hours per month, eliminating manual closings and lost tickets.

Additionally, each transaction is synchronized in real time with ERPs such as SAP, Oracle, or NetSuite, keeping accounting always up to date and audit‑ready with no additional manual work.

Market Context and Projections

Visa highlighted that the solution arrives at a critical time: corporations and public entities worldwide manage approximately $1.4 trillion in vehicle‑related expenses through various payment methods.

In Mexico, the fleet market moves about $49 billion annually, and most payments in the sector are still made in cash, exposing companies to fraud and operational blind spots.

Prakash Parameswaran stated: “Mendel Flotilla provides the control you need: digital payments, accurate data, and total visibility from the road to headquarters.”

The partnership between Visa and Mendel combines Visa’s global infrastructure and the strength of the world’s largest payment network with AI technology specialized in corporate financial management. This positions Mexican companies to optimize their profitability and reinforce their financial security in a constantly evolving mobility ecosystem.

A Year of Consolidation for Mobility

The Latam Mobility 2026 Tour will continue in Medellín, Colombia, on June 10–11, and will later arrive in Santiago, Chile, on August 25, bringing together experts and strategic players to further strengthen the sustainable mobility ecosystem in the region.

The tour will conclude in Mexico City on October 12–13, alongside the Climate Economy Forum, in an event that will bring together leading figures from the sector to continue driving the transition toward more efficient, sustainable, and low‑emission transportation systems in Latin America.

The transition is already underway. The Latam Mobility 2026 Tour will be the meeting point to accelerate decisions, connect key players, and collaboratively build sustainable mobility for Latin America.

colaborativa, la movilidad sostenible de América Latina.